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The wait can be even longer for lower-income consumers who file for the earned incometax credit or the additional child credit. H&R Block and Liberty TaxServices both offer a similar promotion to get customers through the door, promising early, interest-free tax refund loans of $500-$3,000 for qualified customers.
An analysis of the state individual incometax rate trends shows more states moving away from graduated tax rates to flat rate. Currently, 29 states have graduated individual tax rates, and 9 states have no individual incometax. The remaining 12 states have adopted a flat individual tax rate.
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