PYMNTS

FEBRUARY 29, 2016

Cloud computing, say its proponents, has several advantages over hardware-based systems. Flexibility of the technology is one selling point; updates can be managed remotely and instantly, information can be shared over multiple locations in real time and costs are lower. To that end, NYMBUS, a core banking software company based in Florida, has partnered with Geezeo, a white-label personal finance management solutions provider that caters to banks and credit unions.

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Katz,Sapper&Miller

FEBRUARY 25, 2016

In her recently revealed emails, Hillary Clinton referred to Indianapolis by its decades-old derisive nickname, “Indianoplace.” She and everyone else still using this nickname should have come to the State of Real Estate panel presentation in Indianapolis hosted by the Commercial Real Estate Women, Indy Chapter.

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PYMNTS

FEBRUARY 26, 2016

Generally speaking, it is hard to think of social media as something that is making the world a more inclusive place – given its occasional status as a toxic swamp of intolerance and cruelty. But social media has the ability to give more than men’s rights activists, bigots, misanthropes, political extremists and conspiracy theorists a venue to spout their more interesting ideas about the world and how it works.

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PYMNTS

FEBRUARY 24, 2016

In a sign that small business lending may be well on its way to moving beyond the traditional conduits of big banks and other larger financial players, online platform Lendio, which helps smaller companies find access to capital, reported heady growth for 2015. The company said Wednesday (Feb. 24) that its revenues were up more than 100 percent year over year, with one figure posting growth of more than 1,000 percent — 1,175 percent to be exact — as the company facilitated more than $128 million

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Speaker: Amanda Adams, Fractional CFO, CPA

Are you ready to elevate your accounting processes for 2025? 🚀 Join us for an exclusive webinar led by Amanda Adams, a seasoned fractional CFO and CPA passionate about transforming back-office operations for finance teams. This session will cover critical best practices and process improvements tailored specifically for accounting professionals.

Account

PYMNTS

FEBRUARY 29, 2016

I, Shopper, take thee, Online Retailer, to be my faithful partner in commerce. To have and to hold from this day forward — for better, for worse; for richer, for poorer; in sickness and in health — to love and to cherish, till death us do part. How very unlikely these days. Shoppers just aren’t as loyal as they once were. Today, fewer than a third say that membership in loyalty programs drives their choice of retailer.

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PYMNTS

FEBRUARY 25, 2016

Visa has struck a new deal with China UnionPay through a memorandum of understanding to collaborate on three key areas in the financial ecosystem: payments security, innovation and financial inclusion. The deal, which was signed by Shi Wenchao, President of China UnionPay, and Visa CEO Charlie Scharf, aims to provide a platform for the two payments networks to come together to “strengthen and create new value for the bank card ecosystem benefiting consumers, merchants, financial institutio

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Technology 42

PYMNTS

FEBRUARY 29, 2016

It looks like Snapchat has been scammed by an enterprising phisherman who managed to collect personal data on about 700 employees of the social media service. According to reports that appeared overnight in Los Angeles Times , a payroll department employee accidentally emailed the personal information of about 700 employees (current and past) to someone masquerading as Snapchat CEO Evan Spiegel.

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PYMNTS

FEBRUARY 26, 2016

Alibaba is reportedly after a $4 billion loan from banks as it seeks backing for its expansion plans, according to unnamed sources who spoke to The Wall Street Journal. The news hints at what’s next for the Internet giant, which could include further acquisitions that Alibaba may want to get its hands into, the sources said. This follows Alibaba’s recent surge of spending — somewhere in the billions — on major expansion/acquisition plans in its home country of China — and abroad.

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PYMNTS

FEBRUARY 25, 2016

Who has more difficulty finding clothes they like: women or men? Stitch Fix, the once-female-only styling service and apparel retailer, has changed its answer from the former to “both.” In an interview with Re/code , Stitch Fix Founder and CEO Katrina Lake explained that the San Francisco-based startup will be adding lines of men’s clothing products and male fashion stylists to help match the right pieces to the right customers.

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PYMNTS

FEBRUARY 24, 2016

With a unique customer experience becoming ever more important in retail, virtual reality could play a significant part in those efforts. That’s the case made in a recent story from Forbes , which examines the growing trend of virtual reality (VR) in retail applications, paying particular focus to a number of Samsung’s offerings. The outlet shares that Samsung debuted a VR experience at select AT&T stores last week, which includes a virtual Carnival cruise for users outfitted wit

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Speaker: Abdi Ali, Sr. Lease Accounting Consultant

Join this insightful webinar with industry expert Abdi Ali, who will discuss the challenges that can arise from managing lease accounting with spreadsheets! He will share real-world examples of errors, compliance issues, and risks that may be present within your spreadsheets. Learn how these tools, while useful, can sometimes lead to inefficiencies that affect your time, resources, and peace of mind.

Account

PYMNTS

FEBRUARY 29, 2016

Just because businesses are interested and willing to adopt payments innovations doesn’t mean it’s going to happen. Other key players in the adoption curve include government entities and financial institutions, says Bottomline Technologies Managing Director of Digital Banking Norm DeLuca. Governments and banks have a lot to do with developing an ecosystem that supports adoption of payments technologies for both consumers and corporates, and DeLuca sees some stark differences between the U.K. an

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accounts payable Government B2B Technology 41

PYMNTS

FEBRUARY 24, 2016

With the 2016 presidential race in full swing, many important economic issues are being discussed. One of the most significant: the health and importance of small businesses, and in particular, the “mom and pop” shops that line the main streets and side streets of our local communities. These businesses – we call them Store Fronts — represent 3.8 million businesses, accounting for nearly 37 percent of all SMBs.

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PYMNTS

FEBRUARY 23, 2016

Yesterday, PYMNTS detailed what happened during Day 1 of Mobile World Congress in Barcelona. That included news like Visa’s car-based commerce deal, and its plans to expand Visa Checkout. It also detailed a series of news announcements from MasterCard, including details about its “selfie pay” expansion plan, MasterPass expansion plans, MasterCard’s IQ Series, its partnership with Coin, and its wearable payments play.

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PYMNTS

FEBRUARY 29, 2016

Bad loans – they’re everywhere! Well, not really. Mostly in the energy sector. Oh, and by the way, autos too, it looks like. The Wall Street Journal reported Monday (Feb. 29) that the banks have got a new sector to worry about, which comes on four wheels. With the caveat that problem loans on banks’ books tied to auto lending are thus far “at an early stage and manageable,” the warning signs are there that trouble may be in the offing.

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Join us in this webinar, where we share best practices on how to think about the reconciliation work each month, when best to do reconciliations, how they should be prepared, and some common pitfalls to avoid. Learning Objectives: This course objective is to understand how to properly prepare and review balance sheet reconciliations and its impact on the financial statements.

financial statements

PYMNTS

FEBRUARY 29, 2016

Go ahead and blink, but the Internet of Things is everywhere around us. And, increasingly, IoT is on us. To get insight into the big picture of IoT, PYMNTS recently interviewed Sanket Amberkar, Senior Director of Innovation and New Ventures at Flextronics, a technology development company that is a big player in the IoT space. When talking IoT with someone from Flex, the first thing you should probably know is the company prefers to call it the “Intelligence of Things,” Amberkar said.

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PYMNTS

FEBRUARY 26, 2016

Mobile World Congress 2016 is in the books, but the conversations and topics that drove the announcements of the week are sure to be driving the innovations for much of the next few years across the payments, tech, commerce, and security industries. But what were some of the biggest trends that hit social media this week during mobile’s big event in Barcelona?

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Entertainment 40

PYMNTS

FEBRUARY 24, 2016

When it comes to a retailer protecting its assets — digital and otherwise — the intrinsic assumption might be that the focus ought to look outward. But the reality is that the greatest security threat facing retail companies, according to a number of recent surveys, often comes from within. And we’re not just talking about sales floor employees with occasionally sticky fingers (although we are talking about that, to some degree); we’re talking about advanced cybercrime.

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PYMNTS

FEBRUARY 24, 2016

Western Union is being questioned by the European Union’s antitrust regulators in relation to allegations that it conspired with banks to push its rivals out of the money-transfer market. “Western Union is cooperating with the European Commission following a request for information on the company’s business in Europe,” spokesman Daniel Diaz said in an email, according to Reuters.

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accountant Account accounted 40

Speaker: David Warren and Kevin O’Neill Stoll

Transitioning to a usage-based business model offers powerful growth opportunities but comes with unique challenges. How do you validate strategies, reduce risks, and ensure alignment with customer value? Join us for a deep dive into designing effective pilots that test the waters and drive success in usage-based revenue. Discover how to develop a pilot that captures real customer feedback, aligns internal teams with usage metrics, and rethinks sales incentives to prioritize lasting customer eng

Sales

PYMNTS

FEBRUARY 24, 2016

Mintos, a Latvian P2P lending startup, which provides a platform for investors to finance nonbank lender loans, has raised $2.2 million in a seed funding round led by Riga, Latvia-based VC Skillion Ventures. The year-old company helps its investors find loans they can fund or buy from alt-lenders who are looking to liquidate their investment. Mintos CEO and Cofounder Martins Sulte (left) with CFO and Cofounder Martins Valters (right).

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PYMNTS

FEBRUARY 29, 2016

Concur is on a roll when it comes to partnerships , linking companies like Lyft and HotelTonight with its corporate travel and expense management solutions for more streamlined business travel. Even more recently, the company cozied up to Booking.com. Its latest collaboration is with travel management firm CTI. Their tie-up, announced last Friday (Feb. 26), sees CTI giving its corporate clients access to Concur’s expense management solutions, a move made to help customers gain deeper insight int

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PYMNTS

FEBRUARY 29, 2016

Despite many customers’ perceptions that tech companies like to beta test their new products and services as initial releases, Amazon has been cautious with its restaurant delivery program. However, now that several U.S. cities have been taken under the Prime Now umbrella, is it time for some transatlantic countries to get in on the fun? That’s the report from Reuters.

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PYMNTS

FEBRUARY 29, 2016

Most of the time, the big battles in retail take place on the battlefields of brick-and-mortar storefronts and customers’ keyboards. However, that doesn’t mean all the money corporations spend on legal team retainers is completely wasted. Reuters reported that, despite a string of losses in the courtroom and an order to pay Apple $120 million in damages for patent infringement, Samsung received a bit of good news on Friday (Feb. 26): The U.S.

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The first Market Momentum Index: AI and Unstructured Data Management, conducted by Deep Analysis with support from AIIM and M-Files, surveyed 500 enterprises across various industries to assess their readiness to employ AI. The results reveal that AI is already far more embedded into organizations' operations than previously realized. These findings and more insights have been brought to you in the "Market Momentum Index: AI and Unstructured Data Management.

PYMNTS

FEBRUARY 29, 2016

Contactless spending in the United Kingdom tripled last year to hit £7.75 billion ($10.76 billion) in transaction volume, marking a sharp spike from the £2.32 billion ($3.22 billion) spent in 2014. The growth of contactless spending, which more than doubled in volume than the last seven years combined, comes on the heels of widespread adoption by Transport for London (TfL), which now sees over a million journeys being paid for by contactless methods every day.

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PYMNTS

FEBRUARY 25, 2016

Mobile money transfer service WorldRemit announced Wednesday (Feb. 24) that it has launched in California. Regarded as the U.K.’s fasted growing startup, WorldRemit said it has set its sights on California, as the state is home to one in four migrants in the U.S. California will also stand as the company’s second largest market to date. “WorldRemit allows people to send money to family and friends with the speed and convenience they have come to expect in our connected world.

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PYMNTS

FEBRUARY 24, 2016

If you ask its customers, they do not come first at Walmart, and, therefore, the world’s largest retailer ranks last in their opinion when it comes to customer service. That’s where Walmart came out among department and discount stores in the previous American Customer Satisfaction Index (ACSI); the chain actually dropped two points in maintaining the bottom spot in the latest edition, reports CBS News.

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PYMNTS

FEBRUARY 24, 2016

Retailers spend as much time making sure their products get in front of customers at the right times as they do coming up with worthwhile products in the first place. However, Whole Foods may have solved one of those problems for the next few years. Speaking to Re/code under condition of anonymity, sources with knowledge of the situation explained that Whole Foods and Instacart are close to, if not already done with, a deal that would see the grocer not only invest a substantial amount in the de

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Speaker: Mark Stovel

When it comes to automating, many firms focus on finding the latest tech, believing that efficiency is something achieved through new tools. Yet true efficiency is achieved by delivering real value to clients, not merely by upgraded systems. Without a clear approach, no level of automation can overcome the complexities of serving every client’s needs.

PYMNTS

FEBRUARY 24, 2016

What consumer doesn’t need to buy clothes? And what average consumer with a little extra cash isn’t going to feel fine spending a little more to get the latest fashion trends in their closets? It’s temptingly tautological how success and profitability should follow in so-called “essential” industries like apparel, grocery and restaurants, but the extended rough patch established apparel retailers are mired in proves that even their vertical isn’t immune to tur

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PYMNTS

FEBRUARY 24, 2016

The online payments landscape is littered with abandoned shopping carts, passwords never remembered and frustrated consumers. Nearly four years after its founding, the Fast Identity Online Alliance (FIDO) has been making inroads into the payments landscape with a laser sharp focus on authentication that proves an online user’s identity. To that end, the nonprofit has been coalescing members around developing a standard platform through which authentication can be done as a “case agnostic” activi

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Technology 40

PYMNTS

FEBRUARY 24, 2016

Share in online lender OnDeck have dropped 20 percent on the announcement that growth this year will be slower than initially forecasted. The top left OnDeck shares priced at a thrifty $7.05 – dropping to less than 50 percent of what it was when the firm first went public a little over a year ago. OnDeck’s difficulties are not unique exactly – tech based financial services firms are seeing an ebb in the explosive growth that has characterized them for the last several years.

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PYMNTS

FEBRUARY 23, 2016

Some of the nation’s biggest food producers are facing a whopping $14 million lawsuit that alleges an “elaborate scheme” to secretly fund an initiative to kill a food labeling law. The Grocery Manufacturers Association (GMA) stands accused by Washington AG Bob Ferguson of illegally hiding the names of its donors. Those donors were funding the opposition to Initiative 522 — a law that would have required genetically modified foods (GMOs) to be identified on a product’s lab

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Setting the stage for successful organizational change always begins with clear, thoughtful communication. When it comes to rolling out a new travel and expense (T&E) policy, establishing a well-structured communication plan is key to ensuring that all employees understand the changes and their impact. By following a step-by-step approach, you can guide your organization through the transition, fostering smooth adoption from the outset and improving compliance.