PYMNTS

JULY 26, 2019

Despite some hiccups along the way with Goldman Sachs, the Apple credit card is on track for an August release, according to a report by Bloomberg. The collaboration between the two companies was sometimes tense and the stakes were high if it wasn’t successful. The Apple Card could be launched as early as the second half of August, which would meet its originally scheduled date for release when the card was announced in March.

Technology 80

Technology 80

Katz,Sapper&Miller

JULY 23, 2019

Katz, Sapper & Miller’s Terry O’Neil and Beth Scott will present at the 2019 American Veterinary Medical Association (AVMA) Convention. Taking place Aug. 2-6 in Washington D.C., the event will gather thousands of veterinarians, technicians, and practice managers, helping them gain an educational edge through the latest in veterinary medicine and practice management.

Washington 48

Washington Education 48

PYMNTS

JULY 24, 2019

To reinforce the Federal Reserve’s authority to create a real-time payments system and mandate that the Fed brings about its own process, two U.S. representatives and two U.S. senators have introduced the Payment Modernization Act of 2019. The legislation was brought forward by Congresswoman Ayanna Pressley (D-MA), Senators Chris Van Hollen (D-MD) and Elizabeth Warren (D-MA), and Congressman Jesús “Chuy” García (D-IL), according to an announcement.

Massachusetts 79

Massachusetts accountant accounted Account 79

PYMNTS

JULY 26, 2019

A Japanese FinTech company is applying for a banking charter in the United States, according to a report by American Banker. The eCommerce firm Rakuten currently runs a shopper rewards program in the States, and said would file the necessary paperwork on Friday (July 26) with Federal Deposit Insurance Corp. (FDIC) and the state of Utah for an industrial loan company (ILC) charter.

Utah 77

Utah Retail accountant accounted 77

Speaker: Danny Gassaway and Wayne Richards

Finance leaders are prioritizing efficiency and digital transformation, yet many hesitate to automate due to uncertainty. Without a clear understanding of its impact, organizations risk falling behind competitors who are leveraging automation to drive productivity and cost savings. Join Wayne Richards and Danny Gassaway from AvidXchange for a practical guide on bringing accounts payable (AP) automation to your organization.

Finance

PYMNTS

JULY 22, 2019

Sometimes, when an idea – especially one that has long stewed in popular imagination – makes serious and well-funded moves toward becoming reality, the excitement becomes almost irresistible, and the idea takes on a sense of immediacy and inevitability. That’s been the case over the past year or so for self-driving cars. Sure, skepticism about the coming age of autonomous transportation was always out there.

Technology 76

Technology Transportation New York Manufacturing 76

PYMNTS

JULY 26, 2019

Following a year-long pilot, WhatsApp is now officially introducing a payments utility in India. The Facebook-owned messaging app is responding to the increased demand for digital payments in its largest market, Reuters reported on Friday (July 26). “It’s a regulatory approval question in India at this point,” Facebook Chief Executive Mark Zuckerberg said on Thursday (July 25) during the company’s earnings conference. .

Government 76

Government Gaming 76

PYMNTS

JULY 23, 2019

Slowly but steadily, healthcare is becoming more mobile about payments, and that trend – a very long time in coming – appears to have picked up steam in recent months. And, taken one step further, recent activity along those lines is helping to prepare the healthcare industry as a whole – not only for payments, but also for the arrival of 5G mobile network technology.

Healthcare 74

Healthcare Technology Indiana New York 74

PYMNTS

JULY 23, 2019

Visa posted fiscal third quarter results that showed a rebound in cross border transactions, and continued gains in payments volumes overall. Management also said on the post earnings conference call Tuesday (July 23) that recent acquisitions to spur cross border transactions are slated on track to close or contribute to results by the end of year and tap to pay activity continues to see widespread adoption.

B2B 74

B2B accounted accountant Account 74

PYMNTS

JULY 24, 2019

Visa is exploring state-of-the-art payment experiences at the 2020 Olympics in Tokyo to support “Cashless Japan.” . The mandate handed down by Japan’s lawmakers strives to increase the total of digital payments from 20 percent to 40 percent by 2025, Visa said in a press release on Thursday (July 24). . “There is virtually no other market in the world today that compares to Japan — it is the world’s third-largest economy and a leader across many industries, yet commerce remains predominantly cas

Gaming 74

Gaming Technology Sales 74

PYMNTS

JULY 22, 2019

India’s PayMate announced it has raised a new round of growth capital to accelerate expansion within India and internationally to Central and Eastern Europe, the Middle East and Africa (CEMEA). . Investors in this Series D round include Visa, Recruit Strategic Partners, Brand Capital, and others, the Economic Times reports. . Visa’s tactical investment enhances its successful partnership with PayMate in India and the recent expansion of their relationship in the CEMEA region.

B2B 73

B2B 73

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Technology

PYMNTS

JULY 23, 2019

Sept. 14 will be here before we know it. That’s the date, as is well-known, that Strong Customer Authentication (SCA) will debut, a mandate set forth by the European Banking Authority (EBA) for all electronic payments over 10 euros. The goals are admirable: namely, to protect consumers and give them more control over their data, to allow FinTechs to innovate, and to bring more security to transactions.

Education 72

Education Legal Technology 72

PYMNTS

JULY 25, 2019

According to PayPal , call it a hiccup, a delay, not a loss — and not lost sales. Wall Street was down on PayPal’s growth forecasts when the payments giant reported earnings Wednesday (July 24) afternoon after the bell, sending shares skidding roughly 7 percent. On Wall Street, as in life, there’s the benefit of the doubt. This time around it seems a bit of a flip — call it the doubt of the benefit — in this case the benefit of business that is coming, sometime, down the line in the next few qu

Education 72

Education Sales accounted Account 72

PYMNTS

JULY 22, 2019

Apps with a possible security flaw, a malware phishing scheme and possibly, payments fraud, all done in the blink of an eye? Security firm Symantec said this past week that it found a security flaw in Android apps for WhatsApp and Telegram, which can allow hackers to manipulate data that flows between users. Reports say that the hacks, which are known as Media File Jacking, allow media that spans photos to documents to be compromised in “real time” and that means intercepting data between when i

Sports 72

Sports accounted Account accountant 72

PYMNTS

JULY 20, 2019

It can never be said that Elon Musk has a problem thinking big. That can be seen from his early days as one of PayPal’s primary architects to the present day, when he divides his attention between a mission to space, solar energy and electric cars. Nor can it ever be claimed that Musk is not sufficiently colorful as innovators go. He’s not the only billionaire trying to master private space travel – but he is the only one who has publicly stated his goal to die on Mars (though preferably not on

Technology 71

Technology E-commerce Start-ups Maine 71

Speaker: Jennifer Hill

Payroll compliance is a cornerstone of business success, yet for small and midsize businesses, it’s becoming increasingly challenging to navigate the ever-evolving landscape of federal, state, and local regulations. Mistakes can lead to costly penalties and operational disruptions, making it essential to adopt advanced solutions that ensure accuracy and efficiency.

payroll

PYMNTS

JULY 25, 2019

A new partnership between Mastercard and SumUp aims to boost electronic payment acceptance locations across 27 European countries. . Over the next five years, Mastercard and SumUp will bring card acceptance to several million micro, small and medium-sized companies (MSMEs) across Europe, Mastercard announced in a press release on Thursday (July 25).

B2B 71

B2B Start-ups Sales 71

PYMNTS

JULY 26, 2019

U.S. lawmakers submitted a bill to Congress Wednesday (July 24) in an effort to reauthorize the nation’s Export-Import Bank for the next decade. Politico said Thursday (July 25) that a bipartisan bill is proposing a reauthorization of the trade finance provider before its charter expires at the end of September. The legislation, proposed by Kevin Cramer (ND) and Kyrsten Sinema (AZ), was submitted to the Senate following the decision by House Financial Services Chairwoman Maxine Waters (CA) to sh

Finance 70

Finance B2B 70

PYMNTS

JULY 25, 2019

Banks need to innovate faster and further when it comes to the technology they use on their online platforms, as to stay one step ahead of bad actors with access to the same technology. Not only are fraudsters getting more complex with their schemes and harder to predict, but customers are becoming harder to impress. Banks need to make sure they’re using tech in ways that keep the fraudsters out, but don’t send customers looking for another service.

Technology 70

Technology 70

PYMNTS

JULY 22, 2019

Call it groupthink, on a grand scale, to the tune of billions of dollars. Call it FOMO. But then again, YOLO. So why not stake a claim? News came this week that a cramped space is getting a bit more crowded. We’re talking about the real estate sector, where certainly there seems there is an opportunity to change the status quo. In Texas, there is Homeward Realty , with $4 million in equity raised and $21 million in debt borrowed, per its latest announcement.

Real Estate 69

Real Estate Texas Sales Start-ups 69

Speaker: Sierre Lindgren

Fraud is a battle that every organization must face – it’s no longer a question of “if” but “when.” Every organization is a potential target for fraud, and the finance department is often the bullseye. From cleverly disguised emails to fraudulent payment requests, the tactics of cybercriminals are advancing rapidly. Drawing insights from real-world cases and industry expertise, we’ll explore the vulnerabilities in your processes and how to fortify them effectively.

Finance

PYMNTS

JULY 25, 2019

Because of the huge number of emails sent daily – by some estimates, 3.7 billion people send around 269 billion emails every single day – this type of online communication is vulnerable to phishing attacks. Recent research indicates 30 percent of targeted attempts are made via phishing emails, and that 15 percent of victims are repeat targets. Phishing is nothing new, despite emerging iterations with new names like spear-phishing (which targets members of a specific organization to gain access t

Technology 69

Technology Gaming accounted Account 69

PYMNTS

JULY 24, 2019

The Internet of Things (IoT) continues to grow in popularity: A recent International Data Corporation (IDC) study projects there will be 41.6 billion IoT devices by 2025, up from 7 billion in 2018. This growth is the result of several factors, including low silicon costs and advances in miniaturization. Despite IoT’s popularity, however, security a nd privacy issues continue to make headlines.

Transportation 68

Transportation Government Retail 68

PYMNTS

JULY 25, 2019

SpotOn Founder Aparna Srinivasan was inspired to start her company because of her dogs. When she was traveling with them, it was tough for her to find a ride, especially to the airport. To see if other pet owners shared her same pain point, Srinivasan sat outside the United and American terminal outside of LAX airport. She asked those who came in with an animal how they got there, and whether they would use a more convenient method if it was available.

New York 67

New York Transportation Start-ups Retail 67

PYMNTS

JULY 24, 2019

While commercial real-time payments became available in the U.S. back in 2017, they haven’t yet hit ubiquity. By the end of 2018, the RTP network reached a little more than half of U.S. accounts. But this has been the domain of larger financial institutions, especially when community banks and credit unions are included. This is shifting, though. Last month, payment company PayFi and The Clearing House (TCH) partnered to bring real-time payment technologies to community banks.

B2B 67

B2B Technology accountant accounted 67

Speaker: Debra L. Robinson

CPAs know the drill: taxes, compliance, rinse, repeat. But what about the sneaky cash flow that’s quietly messing with your organization’s success? It’s time to step into the spotlight and expose the “dirty little secrets” of cash flow to fuel strategic growth. By upskilling your accounting practices and shifting focus from tax compliance to the strategic movement of money, you can transform your role from reactive accountant to proactive financial strategist.

CPA

PYMNTS

JULY 25, 2019

Amazon wasn’t the only company to see a boost in sales during this year’s Prime Day. A new report from payments credit union service organization PSCU revealed that its owner credit unions saw banner results from the promotional programs offered through PSCU’s Advisors Plus during the two-day shopping event. Founded in 2004, PSCU’s Advisors Plus offers consulting services for credit unions to help growth and achieve financial and business goals.

Sales 66

Sales 66

PYMNTS

JULY 22, 2019

Getting paid in advance for work to be completed later is gaining traction in the gig economy. As found in the Pay Advances Report , the trend may be a new normal for ad-hoc workers. Getting paid early or even upfront has its advantages in terms of managing cash flow, paying bills or even saving for emergencies. Data: $178 billion: Potential value of “pay advance” wages, if access were easier. 56.8 percent: Share of skilled workers who receive pay advances. 36.6 percent: Share of uns

66

66

PYMNTS

JULY 22, 2019

Instant payments are becoming crucial to consumers participating in the platform economy. These consumers want to be sure that they can both send and receive money seconds after they’ve completed a transaction. To meet this need, platforms are searching for new ways to bring instant payments onto their marketplaces. This is especially essential as consumers start to flock to marketplaces for things outside of typical retail purchases, but for more unique experiences.

Retail 66

Retail 66

PYMNTS

JULY 25, 2019

Customers have varying banking needs, but the global fraud phenomenon tends to have equal impacts. Banking customers are affected by attacks ranging from phishing schemes to identity scams, and it is still up to FIs to provide accurate and real-time protection regardless of where their customers are located. Banks need to keep this requirement top of mind as they compete against other FIs in newer markets, however.

Technology 65

Technology accounted Account accountant 65

Speaker: Aaron Berson

Managing spend is more than a cost cutting exercise – it's a pathway to smarter decisions that unlock efficiency and drive growth. By understanding and refining the spending process, financial leaders can empower their organizations to achieve more with less. Explore the art of balancing financial control with operational growth. From uncovering hidden inefficiencies to designing workflows that scale your business, we’ll share strategies to align your organization’s spending with its strategic g

Spend Management

PYMNTS

JULY 24, 2019

High-yield checking and savings are now being offered by online wealth advisor Betterment as a way to attract new customers. . “It’s really hard for banks to follow us here,” Betterment founder and CEO Jon Stein told CNBC. “If you look at where the big banks and brokerages make most of their money, it’s in their retail savings accounts.”. The average national yield of savings accounts is 0.10%, whereas Betterment’s annual yield is 2.69%.

Account 64

Account accounted accountant B2B 64

PYMNTS

JULY 23, 2019

The Swiss Federal Data Protection and Information Commissioner (FDPIC) said it still hasn’t heard from Facebook regarding its supposed oversight of Libra, the social media giant’s proposed cryptocurrency. . The FDPIC said it is still waiting to hear back after it wrote a letter on July 17 asking for more details about the project, Reuters is reporting.

64

64

PYMNTS

JULY 22, 2019

Providing onboarding services in the Latin American market is both an exciting opportunity and a challenging one. The level of opportunity arising in the market across verticals — but particularly in financial services — means there are literally thousands of startups and more than a few legacy banking players rapidly pushing into the digital ecosystem.

Healthcare 64

Healthcare Start-ups accounting online Government 64

PYMNTS

JULY 25, 2019

Financial players worldwide are kicking payment systems into high gear with efforts that range from easier-to-use digital solutions to new instant payment infrastructures. Roughly 40 countries had real-time payment systems in place in 2018, and many more are currently working to provide them. Such services can reduce businesses’ cash flow pains by allowing merchants to more quickly receive their revenues.

B2C 64

B2C B2B Transportation accounted 64

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